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705 Douglas St. Suite 635 Sioux City, Ia 51101

Yes, there are several types of bankruptcy. This office does only Chapter 7 consumer bankruptcies. These are designed to provide debt relief to the average wage earner who is burdened by credit card debt, medical debt, deficiency judgments resulting from repossessions and/or foreclosures and other debts common to ordinary people. If you are engaged in business or farming or have an income above the median income provided by law, you should consult an attorney who does Chapter 11, 12 or 13 bankruptcies. Particular care should be used in choosing an attorney who does Chapter 13 bankruptcies because these require very careful crafting of the "plan" in order to be liveable.